So many good folks carry around limiting beliefs around money and finances that keep them from enjoying life to the fullest.

Today we’re going to focus on the limiting belief of having a lack of money, or of earning less than you desire.

Limiting financial beliefs restrict your ability to create and maintain wealth. It’s as simple (and as challenging) as that.

Addressing your beliefs is a good first step if your financial situation is less than amazing. Changing your beliefs allows your true potential to be utilized. Like with so many limiting beliefs you hold, you have to first acknowledge that there’s a problem.

Here are a few of the more common limiting beliefs regarding money:

  1. Rich people are bad in some way. You may have the belief that rich people are greedy, selfish, or duplicitous. It’s easy to talk yourself out of wealth when you believe these things.
  2. Belief that your earning capability is limited. You may believe that the lack of a degree or the right connections places a ceiling on your earning potential. This ceiling can be challenging to overcome.
  3. Making a lot of money requires a lot of risk and time. Do you believe that making a lot of money will require too much time away from your family or force you to risk everything you already have?
  4. “I’m not good with money.” Such a definitive statement can limit your ability to earn and retain money.

These are just a few examples.

Any belief that limits your ability to earn more and grow your wealth is a limiting belief. A good first step is to make a list of your own beliefs that you think may be contributing to limiting your financial resources.

Change your limiting beliefs about money with this strategy:

  1. Recognize that beliefs aren’t reality. They’re your belief about reality. There’s a huge difference. Your past experiences may not have been representative of how things normally work. You may have been given poor advice. You may have come to faulty conclusions. Your beliefs can be deceiving.
  2. Choose an alternative belief. You might believe that rich people are greedy. An alternative belief could be, “Rich people have more opportunities and resources to help others. I could do more for others myself if I had more money.”
  3. Examine why you hold your current negative belief. Maybe your mom told you that rich people are greedy. Maybe you also saw a TV special that highlighted rich people that swindled their way to wealth. Understand why you have the belief in the first place. What is the root of your belief?
  4. Challenge the belief. You notice that your mom has never been wealthy. Neither has anyone in her family. And none of her friends are rich. You conclude that she’s probably not a good source of information on the topic.
    • You also conclude that there are greedy teachers, police officers, mail carriers, managers, and musicians. Maybe it’s not the type of job or the level of wealth that determines greed. Maybe it’s the individual person. And TV shows tend to lean toward negative news. Negativity always draws more people.
  1. Find information to support your new belief. You can easily find a list of wealthy people that are also well-known as philanthropists. You even check a couple of their biographies out of the library and spend some time reading about them before bed each night.
  2. Monitor yourself. Notice when the limiting belief occurs. Quickly remind yourself of your new belief. Remind yourself of why the old belief is wrong and the new belief is correct. With enough evidence to support your new belief, you’ll soon have a new mindset about the topic.

Are your beliefs limiting your wealth? Of course they are!

Even if you’re a billionaire, there’s a reason why you don’t have $100 billion. But billionaires still have more effective beliefs than someone struggling to make ends meet.

If you want to see a real change in your finances yo uare going to have to address these beliefs and then take action to change them. A good way to do that is through my course, Crushing Limiting Beliefs.

If you’re longing to break free from the pain and frustration caused by your limiting beliefs — 14 common beliefs including the belief around your lack of money and resources — and are ready to learn how to build the life you know you DESERVE, you’ll find all the details here: Crushing Limiting Beliefs Mini-Course.

Meet Marty

Meet MartyCertified Law of Attraction Trainer, Coach and Author. Huge Adele fan. Grandpa to Benjamin. Soul Proprietor. Lover of all things about business and marketing. Out and proud happily married gay guy.


My Motto:

“As a Soul Proprietor, I expand in abundance, success and love every day, as I work to inspire those around me to do the same.”

What I Believe...

  • in being of service to humanity
  • in listening carefully and responding appropriately
  • in talking with people not at them
  • in taking appropriate action
  • in knowing when to say "no"
  • in being nice, no matter what
  • you should be able to speak with your coach whenever you need them
  • in answering the phone and helping whomever is on the line — whether a client, a prospect, or a salesperson
  • success is not scarce — everyone is called to success but not everyone answers
  • in asking questions
  • in purpose instead of power
  • in meaning over money
  • in giving full value to my clients
  • in going under-promising and over delivering
  • in the importance of sharing my knowledge and expertise
  • in the sacredness of the bond created between myself and my clients
  • that I'm here to help guide you to your most extraordinary life and business
  • heart-centered, soul-driven entrepreneurs are here to change the world